AAA Fair Credit Foundation - Helping those in financial difficulty gain control of their finances, repay their debts, become fiscally educated and avoid bankruptcy.

If you are behind on your monthly mortgage/rent payments, or need someone to help intervene and negotiate on your behalf with your lendor/landlord, our certified counselors may be able to help. We will contact the lender/landlord and attempt to arrange a realistic repayment plan on your behalf, or provide personal financial counseling to help you stay current with your housing costs.

Research indicates that consumers who have completed a homebuyers education program have a lower default rate and an overall better home buying experience than those who have not.

AAA Fair Credit Foundation is certified by the U.S. Department of Housing and Urban Development (HUD) as a comprehensive housing counseling agency. Our HUD-trained and certified housing counselors provide expertise to help you through a variety of issues and concerns--including homebuyer education, pre-purchase counseling, mortgage delinquency/default resolution counseling, loss mitigation and money/debt management counseling.

The six lessons included in this course will help you put together the pieces to the home buying puzzle. Our partners at Utah State University Cooperative Extension will help you understand the fundamentals in purchasing a home. They will give you the tools to be educated consumers to help find a home that will fit your needs and budget. The lessons will empower you as the buyer by teaching the key points to financing , the laws involved, and the loan process all together.

For immediate assistance please call 1-866-217-1718 to speak with a Certified Housing Counselor or send email to housing@faircredit.org.

Kick Start Your Savings: The Emergency Fund

Homebuyer Education